SWIFT Code Checker
Enter a SWIFT/BIC code to check if it’s valid and see each part explained.
Understanding SWIFT/BIC Code Format
A SWIFT/BIC code is 8–11 characters long. It identifies bank, country, and branch.
- Bank code (A–Z): 4 letters representing the bank.
- Country code (A–Z): 2 letters for the country.
- Location code (0–9, A–Z): 2 characters for the city or main office.
- Branch code (0–9, A–Z): Optional 3 characters. “XXX” means head office.
Example: SMCOGB2LXXX
Common Mistakes to Avoid
- Typing errors: Copy and paste where possible.
- Wrong format: Use the digital format without spaces or hyphens.
- Recipient details: Ensure names and references are correct.
What Happens If the SWIFT Code Is Wrong?
If a SWIFT code does not exist, banks will reverse the transfer.
Reversals can take time and may include fees from your bank.
If the code exists but is for the wrong bank, contact your bank at once.
SWIFT Code Checker — FAQs
What is a SWIFT/BIC code?
A SWIFT (or BIC) is a bank identifier used for international transfers.
Are SWIFT and BIC codes the same?
Yes. Both terms refer to the same international bank identifier.
How can I find my bank’s SWIFT code?
Check statements, online banking, or contact your bank directly.
What’s the difference between SWIFT and IBAN?
SWIFT identifies the bank. IBAN identifies the specific account.