Spot FX — Same-Day Currency Transfers
Book today’s rate for near-term payments. Fast, clear, and flexible.
For larger transfers and business needs.
How Spot FX Works
1) Open an account
Register online in minutes. We guide each step clearly.
2) Book your rate
We quote a live rate by phone or online.
3) Send your funds
Settle to our client account by the deadline.
4) We deliver payment
We pay your beneficiary as instructed.
Why Choose Spot FX Here
Tight, transparent pricing
Pricing is clear before you commit. No hidden extras.
Fast settlement options
Many pairs settle the same day. Cut-offs still apply.
Built For Real-World Payments
For companies and directors
Pay invoices, payroll, and suppliers on time.
For international individuals
Support for property and high-value transfers.
Payment Timing and Cut-Offs
Settlement overview
Many payments settle the same business day.
Bank holidays
Payments do not settle on local bank holidays.
Ask us about current cut-offs for your route.
Popular Tools and Pages
Rates on tools reflect mid-market levels.
Trusted by Clients Worldwide
“Cambridge Currencies is my first choice for larger transfers.”
— Private client, property purchase
Spot FX — FAQs
What is a spot value date?
Spot value is T+2. Some pairs run on T+0 or T+1.
Can I pre-fund to settle faster?
Yes. We can arrange pre-funding where appropriate.
Do you support large single payments?
Yes. We help plan and stage larger transfers if needed.
Can I fix a rate later instead?
Yes. We can discuss forward contracts for future dates.