Live Exchange Rates & Currency Conversion Pairs

Cambridge Currencies quotes a transfer rate, which is the mid-market rate plus a small margin. Our standard margin is materially tighter than high-street banks, who typically apply margins of 3–5% on international transfers. Each rate is confirmed by phone with a dedicated specialist before the transfer is executed, so you always know the exact pounds-and-pence cost upfront.

Each individual currency pair page displays the latest mid-market exchange rate, updated throughout the trading day. The mid-market rate is the indicative wholesale rate and is shown for guidance — your transfer rate will include a small margin and is confirmed in writing before any transaction is processed.

Cambridge Currencies supports more than 100 major and emerging-market currency pairs across GBP, USD, EUR, AUD, CAD, CHF, CNY, INR, JPY, MXN, NZD, SGD, AED, ZAR, SEK, KES and UGX bases — including a wide range of cross rates. If your pair isn’t listed above, contact a specialist directly: many additional corridors can still be quoted on request.

All client transfers are processed through FCA-regulated payment partners: The Currency Cloud Limited (FRN 900199) for UK and rest-of-world transfers, and Sciopay Ltd (FRN 927951) for additional UK payment services. Client funds are held in segregated, safeguarded accounts and are not used for investment or lending.

Click any pair above to see the live mid-market rate and request a personalised transfer quote, or contact our team directly. All transfers at Cambridge Currencies are completed by phone with a dedicated specialist — particularly important for transfers above £10,000, where rate timing and execution can make a meaningful difference to the final cost.

The mid-market rate is the midpoint between the buy and sell prices at which currencies trade in wholesale markets. The transfer rate is the rate at which we exchange currency on your behalf, and includes a transparent margin that funds the service. We always show the total cost upfront — there are no hidden fees added at the point of payment.