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Cambridge Currencies: UK Businesses Are Losing Margin on Overseas Supplier Payments

UK importers and exporters paying overseas suppliers in euros or dollars often absorb currency costs they could remove. Cambridge Currencies explains how forward contracts can fix supplier costs up to…

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Press Release

Specialist currency broker highlights how UK importers and exporters can use forward contracts to fix supplier costs and remove the exchange rate from the margin equation.

CAMBRIDGE, UK — 30 May 2026 — UK businesses that pay overseas suppliers in euros or dollars are often absorbing currency costs they could remove, according to UK specialist currency broker Cambridge Currencies. Both bank exchange-rate margins on each payment, and unhedged exposure on future invoices, eat into profit that could otherwise stay with the business.

For a company importing goods priced in euros or dollars, a five per cent swing in the exchange rate between order and payment can erase the margin on a deal entirely. The effect compounds across a year of recurring supplier payments, and is rarely captured anywhere in a business’s pricing model. Cambridge Currencies works with importers, exporters and finance teams to make that currency cost visible — and, where possible, fix it ahead of time.

Managing multi-currency business payments and cash flow with forward contracts
Forward contracts and limit orders let UK businesses turn unpredictable supplier payment costs into budgeted ones.

“Importers tell us their pricing is fixed but their currency cost isn’t, and that’s the squeeze. A business doesn’t have to take a view on where the pound is going. It can fix the rate on its known supplier payments with forward contracts and simply remove the variable. That turns an unpredictable cost into a budgeted one.”

Anthony Bull, CEO, Cambridge Currencies

A forward contract lets a business fix today’s exchange rate for a payment up to roughly 12 months in the future. Limit orders execute a transfer automatically if the market reaches a target rate the client sets in advance. Together, the two tools let a finance team plan around known supplier obligations rather than absorb each month’s market movement.

Cambridge Currencies works with UK importers, exporters and businesses making regular international payments. Every transfer is handled by phone with a dedicated specialist, with tools including forward contracts, limit orders and multi-currency support across more than 30 currencies. Client funds are safeguarded through its FCA-authorised payment partners. The firm is part of a growing group of specialist brokers offering currency hedging to small and mid-sized UK businesses that previously only had bank pricing available for cross-border payments.

The company encourages UK businesses to review the all-in cost of their international supplier payments — not the visible fee, but the rate at which currency is actually converted — and to consider whether known future payments could be priced ahead through a business FX arrangement rather than left to the market.


About Cambridge Currencies

Cambridge Currencies is a UK specialist currency broker based in Cambridge, founded in 2023. It helps individuals and businesses move money internationally in more than 30 currencies — for overseas property, business and supplier payments, large and high-value transfers, pensions, inheritance and school fees. Every transfer is completed by phone with a dedicated specialist, using tools including spot transfers, forward contracts and limit orders. Cambridge Currencies Ltd is not directly authorised by the FCA; it operates with FCA-authorised payment partners Currencycloud (FRN 900199) and ScioPay (FRN 927951), and client funds are safeguarded in segregated accounts. More at cambridgecurrencies.com.

Media contact

Media enquiries are handled by Anthony Bull, CEO.
Email: info@cambridgecurrencies.com
Web: cambridgecurrencies.com
Press hub: cambridgecurrencies.com/press/

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