Press Release
Forward contracts and limit orders — long standard for businesses managing currency risk — are equally available to individuals making a single large transfer, the specialist broker explains.
CAMBRIDGE, UK — 2 June 2026 — Forward contracts and limit orders are widely used by businesses to manage currency risk, but many individuals making a significant one-off transfer don’t realise the same tools are open to them, according to UK specialist currency broker Cambridge Currencies. The same instruments that protect a UK importer’s margin can fix the rate on a property completion, an inheritance, or a pension transfer.
A forward contract fixes today’s exchange rate for a payment up to roughly 12 months in the future, removing market exposure on a known, dated obligation. A limit order automatically executes a transfer if the market reaches a target rate the client sets in advance. A stop-loss order does the reverse, protecting against the rate falling below a chosen floor.
“Most people approach a big transfer as a single decision on a single day, which means they’re at the mercy of whatever the rate happens to be. These tools turn one anxious decision into a plan. You can lock certainty in now, or set the rate you’d be happy with and let the order do the watching.”
Anthony Bull, CEO, Cambridge Currencies
The classic personal use case is a property purchase abroad. A buyer who has agreed a price in euros but completes in three months can fix the GBP/EUR rate on the day of exchange of contracts, removing the risk that a market move will push the sterling cost up by the time completion arrives. Similar logic applies to the inverse — repatriating the proceeds of a sale — where the buyer knows roughly when funds will land but not what the rate will be on the day.
Cambridge Currencies provides forward contracts, limit orders and stop-loss orders to both personal and business clients, with every transfer handled by phone by a dedicated specialist. Client funds are safeguarded in segregated accounts through the firm’s FCA-authorised payment partners. The company stresses that these tools are about managing risk and timing, not speculating on the market — and that the appropriate tool depends on what is known about the payment, not on a view of where the currency is going.
For buyers and sellers facing a known, dated transfer, the firm encourages a conversation about whether to lock in the rate or wait well before the day of completion — when there is still time to plan around the rate, rather than accepting whatever the market shows on a single day.
About Cambridge Currencies
Cambridge Currencies is a UK specialist currency broker based in Cambridge, founded in 2023. It helps individuals and businesses move money internationally in more than 30 currencies — for overseas property, business and supplier payments, large and high-value transfers, pensions, inheritance and school fees. Every transfer is completed by phone with a dedicated specialist, using tools including spot transfers, forward contracts and limit orders. Cambridge Currencies Ltd is not directly authorised by the FCA; it operates with FCA-authorised payment partners Currencycloud (FRN 900199) and ScioPay (FRN 927951), and client funds are safeguarded in segregated accounts. More at cambridgecurrencies.com.
Media contact
Media enquiries are handled by Anthony Bull, CEO.
Email: info@cambridgecurrencies.com
Web: cambridgecurrencies.com
Press hub: cambridgecurrencies.com/press/
