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Cambridge Currencies: On Large Transfers, the Rate Matters More Than the Fee

Press Release Specialist currency broker highlights why high-value transfers for property, inheritance and business sales warrant a different approach from everyday payments. CAMBRIDGE, UK — 29 May 2026 — For…

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Press Release

Specialist currency broker highlights why high-value transfers for property, inheritance and business sales warrant a different approach from everyday payments.

CAMBRIDGE, UK — 29 May 2026 — For transfers of £100,000 or more — buying property abroad, repatriating the proceeds of an overseas sale, settling an inheritance — the cost that matters is the exchange-rate margin, not the headline transfer fee, according to UK specialist currency broker Cambridge Currencies.

On a £500,000 transfer, a margin difference of just one percentage point is £5,000 — a far larger sum than any wire fee a bank or broker might charge. The pattern is the same across high-value transfers: the visible fee is a small fraction of the total cost, and the hidden margin inside the exchange rate is where most of the money goes.

“On a large transfer, a £20 fee is a rounding error and the rate is everything. The other half is timing. If your completion date is three months out, you’re exposed to the market for three months unless you do something about it. A forward contract lets you fix today’s rate for a payment later — so the number you’ve budgeted is the number you pay.”

Anthony Bull, CEO, Cambridge Currencies

Cambridge Currencies handles high-value transfers by phone with a dedicated specialist, with tools including spot transfers, forward contracts and limit orders, and client funds safeguarded in segregated accounts through its FCA-authorised payment partners. The firm notes that the most common avoidable mistake on large transfers is leaving the conversion to the day of completion, when there is no longer time to plan around the rate.


About Cambridge Currencies

Cambridge Currencies is a UK specialist currency broker based in Cambridge, founded in 2023. It helps individuals and businesses move money internationally in more than 30 currencies — for overseas property, business and supplier payments, large and high-value transfers, pensions, inheritance and school fees. Every transfer is completed by phone with a dedicated specialist, using tools including spot transfers, forward contracts and limit orders. Cambridge Currencies Ltd is not directly authorised by the FCA; it operates with FCA-authorised payment partners Currencycloud (FRN 900199) and ScioPay (FRN 927951), and client funds are safeguarded in segregated accounts. More at cambridgecurrencies.com.

Media contact

Media enquiries are handled by Anthony Bull, CEO.
Email: info@cambridgecurrencies.com
Web: cambridgecurrencies.com
Press hub: cambridgecurrencies.com/press/

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