Currency Transfers with Cambridge Currencies

Looking to transfer money internationally with clarity and confidence?

Cambridge Currencies specialises in large international currency transfers for individuals, property buyers, and businesses. Whether you’re sending money overseas for a property purchase, paying an international supplier, or moving funds between accounts, we provide competitive exchange rates, transparent pricing, and personal support throughout the process.

couple showing how to make currency transfers with Cambridge Currencies on their laptop

What Is a Currency Transfer?

A currency transfer — also known as an international money transfer or foreign exchange (FX) transfer — involves converting one currency into another and sending it to a recipient in a different country.

Clients typically use currency transfers to:

  • Pay overseas suppliers or contractors
  • Purchase property abroad
  • Transfer business funds internationally
  • Send money between international bank accounts
  • Manage cross-border payroll
  • Fix an exchange rate for a future payment

Exchange rates fluctuate constantly. Even small movements can affect the final amount received, particularly for high-value transfers.

Why Use a Specialist for International Money Transfers?

Traditional banks often apply wider exchange rate margins and may charge additional transfer fees. Online transfer apps may suit small, personal payments, but larger transactions often require a more structured approach.

Cambridge Currencies focuses on:

  • Competitive exchange rates agreed before you trade
  • Clear pricing with no hidden charges
  • Dedicated account manager support
  • Structured solutions for property and business payments
  • Forward contracts to manage currency risk

Our clients range from private individuals transferring five figures to businesses moving seven-figure sums.

illustration showing Transferring Money Internationally Between Banks

How Our Currency Transfer Process Works

1. Open Your Account

Register online and complete a simple identity verification process.

2. Request a Quote

Tell us the currencies and amount. We provide a live rate and confirm all costs upfront.

3. Secure Your Exchange Rate

Once you’re comfortable, your rate is agreed before funds are exchanged.

4. Send and Settle

You transfer funds to our client account, and we convert and send the currency to your chosen recipient.

Most major currency transfers settle within one to two working days, depending on destination country and banking systems.

You’ll receive confirmation once funds are released.

Supported Currencies

We facilitate transfers across 50+ global currencies, including:

View our full list of supported currencies.

If you’re transferring between less common currencies, speak to our team for availability and timelines.

Currency Transfers for Property Purchases Abroad

Currency movements can significantly affect the final cost of an overseas property.

If you are:

  • Buying in Spain, France, Portugal, Greece, Dubai, or the USA
  • Paying staged construction payments
  • Moving sale proceeds back to the UK

We can structure your transfers using spot contracts or forward contracts to help manage exchange rate exposure.

For property transactions, timing and certainty matter.

Business International Payments and FX Solutions

Businesses managing supplier payments, international payroll, or overseas expansion require more than a simple transfer platform.

Our business FX services include:

We work with importers, exporters, freight companies, property developers, and international service providers.

Compare Your Options Before You Transfer

When transferring larger sums internationally, consider:

  • The exchange rate margin applied
  • Any intermediary bank charges
  • Settlement timelines
  • Whether you can fix a rate in advance
  • The level of support provided

We encourage clients to compare exchange rates and total settlement amounts before proceeding.

Frequently Asked Questions

How long does an international currency transfer take?

Most major currency transfers settle within one to two business days once funds are received. Timings can vary depending on currency, country, and banking systems.

Is there a minimum transfer amount?

We typically work with transfers above £1,000. Many of our clients move significantly larger amounts, particularly for property and business payments.

Can I fix an exchange rate for a future payment?

Yes. Forward contracts allow you to secure an exchange rate for a future date, subject to eligibility and deposit requirements.

Are there separate transfer fees?

We do not charge separate transfer fees. Our agreed exchange rate includes our margin, confirmed before you proceed.

Start Your Currency Transfer

If you’re planning a large international money transfer, it’s worth understanding your options before committing to a rate.

Speak with a currency specialist to discuss your requirements or request a live quote today or Open an account and get started in minutes.