How much does it cost to send money from the USA to the UK?

Cambridge Currencies charges no transfer fees. You receive a personalised USD to GBP exchange rate quote. Many banks apply a margin to the rate and may charge a transfer fee.

How long does a transfer from the USA to the UK take?

GBP transfers to the UK commonly arrive within 1–2 working days and can be same-day depending on bank cut-off times, intermediary banks, and checks. We confirm the expected timeline when you book.

What details do I need to transfer money to the UK from the USA?

You’ll need the recipient’s full name and UK bank details (sort code and account number, or IBAN), plus the reason for payment.

Can I lock in an exchange rate for my USA to UK transfer?

Yes. A forward contract can help you fix an exchange rate for a set period (subject to suitability). Rate alerts are also available if you have a target level.

What is the minimum amount I can transfer to the UK?

Minimum transfer is $1,000. Larger transfers, including property-related payments, are supported with a dedicated point of contact.

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US Residents Specialist

Send Money to UK from USA

Q: Is my money safe when I transfer with Cambridge Currencies?

Transfers are processed via safeguarded client accounts. Payment services are provided by The Currency Cloud Limited (FCA FRN: 900199). Client funds are safeguarded in line with applicable rules.

Fast, Secure USD to GBP • No Fees • Safeguarded Transfers

Reliable money transfers from the USA to the UK. Get a clear USD to GBP quote and send funds via safeguarded client accounts, with support at every step.

Live USD/GBP Rate Loading… Get Your Free Transfer Quote

✓ Bank-style transfers ✓ No Transfer Fees ✓ Often Same/Next Working Day ✓ Safeguarded Client Funds

Estimate Potential Savings vs Bank Margins:

$150,000

Illustrative bank margin (4%): $6,000

Illustrative specialist margin (0.5%): $750

Illustrative difference: $5,250

Figures are examples only. Your quote depends on amount, timing, and market conditions.

Common reasons US residents send money to the UK:

✓ UK property purchases ✓ Family support in the UK ✓ Business payments ✓ Investment funds ✓ Education fees ✓ Repatriating savings to the UK

*Mid-market rate shown for reference. Your transfer quote will differ.
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Payment services are provided by The Currency Cloud Limited (FCA FRN: 900199). Client funds are safeguarded in line with applicable rules.

Compare Us to US Banks

Why many US residents use a specialist rather than their bank for USA to UK transfers:

Feature	US Banks	Cambridge Currencies
Exchange Rates	❌ Rate margin often applied	✔️ Clear quote to compare
Transfer Fees	❌ $15–$50 per transfer (common)	✔️ $0 fees
Speed	❌ Can take several working days	✔️ Often same/next working day
Personal support	❌ Limited	✔️ Yes
Forward contracts	❌ Limited availability	✔️ Available (subject to suitability)
Safeguarding	❌ Varies by provider	✔️ Safeguarded client accounts
English-speaking support	✔️ Yes	✔️ Yes

“We transferred funds to the UK from the USA for a purchase and it was handled clearly from start to finish.”

— US client transferring to UK

Convert US Dollars to British Pounds

Amount (USD)

Minimum transfer: $1,000.

Need the reverse direction?

Sending pounds to the USA? Use our UK → USA page.

1 USD equals

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Get Your Quote

Popular USA to UK Transfer Amounts:

USD to GBP Exchange Rate Trends

Showing last 7 days

Track USD/GBP movements and speak to a specialist if you have a target rate or deadline.

How to Send Money to UK in 4 Steps

Transferring money from the USA to the UK is straightforward with a clear quote and guided support.

Open your account online or by phone. Quick, free, no obligation to trade.

Agree a rate

Tell us the amount and timing. We’ll provide a clear USD to GBP quote.

Send USD funds

Transfer your dollars to the relevant safeguarded client account.

GBP sent to UK

We send pounds to the UK bank account you specify.

US Resident Buying Property in the UK?

We help US residents with UK property purchases, including deposits, solicitor payments, staged transfers, and completion funds — and we’ll work around your deadlines.

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Forward contracts

Fix a USD/GBP rate for a future date (subject to suitability)

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Rate alerts

Get notified when a target USD/GBP rate is reached

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Payment checks

We help verify UK recipient details before sending

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English support

English speaking specialists available

Learn About UK Property Purchases

Secure, Safeguarded Transfers

10+ Years of FX experience

1k+ Quotes delivered

FCA Regulated in UK

Safe Safeguarded funds

“Very clear service and great support when transferring from the USA to the UK.”

– US client, New York

Payment services are provided by The Currency Cloud Limited (FCA FRN: 900199). Client funds are safeguarded in line with applicable rules.

Get Your Transfer Quote

Ready to Send Money to the UK?

Get a clear USD to GBP quote in minutes. Speak to a specialist who understands USA to UK transfers and property timelines.

Start Your Transfer Now Or call: +44 (0)1223 608232

Opening Hours: Monday–Friday 8:30am–7:30pm GMT | Saturday 9am–4pm GMT
Payment services are provided by The Currency Cloud Limited (FCA FRN: 900199). Client funds are safeguarded in line with applicable rules.