Kenya →

UK · Live KES to GBP Rate

Send Money from Kenya to the UK

Q: Is there a limit on how much money I can transfer from Kenya to the UK?

There is no Central Bank of Kenya limit on outbound transfers from Kenya to the UK, and no UK-side limit on inbound transfers. Kenyan banks apply enhanced due diligence on larger outbound transfers under Kenyan AML rules — clients are asked to document source of funds. Cambridge Currencies regularly processes Kenya to UK transfers between £5,000 and £2 million, with single-ticket property completions frequently in the £200k to £1.2m range.

A specialist broker guide to transferring Kenyan Shillings to British Pounds — for UK property purchases from Nairobi, Mombasa and Kisumu; returning professionals consolidating KES savings; UK school and university fees; family support; business payments and inheritance. Stronger KES to GBP rates than Kenyan banks, with no transfer fees.

Get a free quote Speak to a specialist

The cheapest way to send money from Kenya to the UK on amounts above KES 500,000 is through a specialist currency broker. Specialist brokers price KES to GBP at roughly 0.3 to 0.5% margin, versus 3 to 5% at Kenyan banks — a saving of around £13,000 on a £350,000 UK property transfer. Kenya operates an open capital account under the Central Bank of Kenya, so there are no exchange controls on outbound personal transfers, only standard anti-money-laundering checks. A Kenya to UK transfer typically settles in one to three working days. Cambridge Currencies works with FCA-authorised payment partners Currencycloud (FRN 900199) and ScioPay (FRN 927951) to process KES to GBP conversions in safeguarded client accounts.

Live KES / GBP Rate

0.0000000

Fetching live rate…

You send

KES

You receive

GBP

Get a Better Rate

Mid-market rate shown for reference. Your transfer rate includes a small broker margin, quoted by phone before booking.

KES to GBP Exchange Rate History

Sending money from the UK to Kenya?

This is one of the largest corridors we handle in either direction. The UK Kenyan diaspora — particularly across London, Birmingham, Manchester, Luton and Milton Keynes — regularly sends GBP to Kenya for family support, property purchases in Nairobi’s Kilimani, Runda, Muthaiga and Karen, Kiambu and Machakos land acquisitions, Mombasa and Diani coast plots, school fees at Hillcrest, Peponi, Braeburn and Brookhouse, business investment, and retirement planning.

Cambridge Currencies handles GBP to KES transfers in exactly the same way as the outbound flow — stronger rates than UK high-street banks, delivered via wire transfer to your KCB, Equity Bank, Co-operative Bank, Absa Kenya or other Kenyan bank account, or direct to M-Pesa for smaller ticket sizes. Get a UK-to-Kenya quote or speak to a specialist.

Cambridge Currencies helps clients across Nairobi, Mombasa, Kisumu, Eldoret, Nakuru and the wider Kenyan market — including Kenyan returning professionals consolidating KES savings before a UK move, UK property buyers funding Home Counties and London completions, families paying UK school and university fees, business owners settling UK supplier invoices, and inheritance flows between the two countries — send larger sums to the UK, typically between £5,000 and £2 million. All transactions are completed by phone with a dedicated specialist. You see the rate, timing and cost in full before any money moves.

FCA-authorised partners Client funds safeguarded No transfer fees Dedicated specialist

Who sends money from Kenya to the UK?

The Kenya to UK corridor is defined by several distinct flows that Cambridge Currencies regularly supports. Unlike the South African emigration-dominated corridor or the Nigerian diaspora-property-dominated one, Kenya’s outbound profile is broader and more evenly spread across use cases.

Returning professionals and families

Kenyans relocating to the UK — or returning after extended time in Kenya — consolidating KES savings, property-sale proceeds and business income into GBP ahead of the move. Typical ticket sizes run from £15,000 to £500,000. Timing is usually tied to a UK move date, visa status confirmation or property completion.

UK property buyers

Kenyan investors and dual nationals funding UK residential property purchases — predominantly in London, Manchester, Birmingham, Milton Keynes and the Home Counties. Typical purchases run £300,000 to £1.5 million, with timing tied to UK exchange and completion dates. Funds typically come from Kenyan property-sale proceeds, business income or accumulated KES savings.

UK school and university fees

Kenyan and Kenya-resident families paying GBP tuition at UK boarding schools and Russell Group universities face annual outflows of £35,000 to £70,000 per child. A forward contract fixing three-to-five years of fees in KES removes the FX scramble each term and protects the family budget from Shilling weakness.

Business and supplier payments

Kenyan trading companies, coffee and tea exporters, horticulture businesses, tourism operators and SMEs pay UK suppliers in GBP for equipment, professional services, legal fees and logistics. Specialist pricing on recurring business flows, plus forward contracts for budgeted annual commitments. See our full guide to repatriating business profits from Kenya.

Inheritance and family wealth

Estate settlements where Kenyan-held assets need repatriating to UK beneficiaries, or family wealth being repositioned between the two countries. These transfers often involve multiple beneficiaries, probate documentation and careful timing around estate releases. See our detailed guide to receiving inheritance from Kenya.

Kenyan expats in the Gulf sending to UK family

A substantial and growing flow: Kenyan professionals working in Qatar, UAE, Saudi Arabia, Kuwait and Oman who support UK-based family or own UK property. Typically paid in AED, SAR, QAR or KWD, converting via specialist to GBP rather than through double-conversion at a Gulf retail bank.

“The KES to GBP corridor is one where documentation matters as much as the rate. Kenyan banks ask for source-of-funds papers on the way out and UK receiving banks ask again on the way in — clients save themselves a fortnight of back-and-forth by having property sale agreements, KRA clearance and probate documents ready before the conversion is booked. Most delays we see on this corridor are paperwork, not pricing.” — Will Stead, Head of Currency, Cambridge Currencies

How does the KES to GBP rate move?

The Kenyan Shilling floats against the US Dollar, British Pound and Euro — the Central Bank of Kenya (CBK) operates under a managed-float regime, intervening occasionally to smooth excessive volatility rather than defending a fixed rate. This means KES to GBP is a genuine two-sided currency pair that moves on its own set of drivers, not a derived rate.

The main drivers of KES to GBP include:

Central Bank of Kenya policy — the Central Bank Rate (CBR) relative to the Bank of England base rate
Kenyan inflation data from the Kenya National Bureau of Statistics, published monthly
Agricultural export cycles — tea, coffee, horticulture and flowers generate seasonal USD and EUR inflows that support the Shilling in harvest seasons
Remittance inflows from the Kenyan diaspora — one of the country’s largest foreign exchange sources, running at roughly USD 4 billion per year
Tourism receipts — particularly around the Masai Mara migration season, Diani and Mombasa coast tourism
Broader emerging-market sentiment and global risk appetite

What is the cheapest way to send money from Kenya to the UK?

For amounts above KES 500,000 (around £2,500), the cheapest way to send money from Kenya to the UK is through a specialist currency broker. Kenyan banks — KCB, Equity Bank, Co-operative Bank, Absa Kenya, Standard Chartered Kenya, Stanbic Bank Kenya, NCBA, DTB, I&M Bank, Family Bank and Gulf African Bank — typically apply KES to GBP margins of 3% to 5% on outbound international transfers, plus international wire fees of KES 1,500 to KES 5,000 and correspondent bank charges. For small transfers under KES 200,000 (around £1,000), remittance apps and M-Pesa Global can be cost-effective. Above that, the economics shift decisively in favour of a specialist broker.

Feature	Kenyan bank	M-Pesa / app	Specialist broker
KES to GBP rate	Poor (3–5% margin)	Fair (1–2% margin)	Strong (0.3–0.5% margin)
Transfer fees	KES 1,500–5,000 + correspondent	Variable; higher above KES 150k	No transfer fees
Large-transfer limits	Branch-only above KES 1m	Typically capped below KES 500k	No practical upper limit
Dedicated support	Branch or call centre	In-app chat	Named account manager
Rate protection	Not available	Not available	Forward contracts up to 24 months
Typical speed	1–3 working days	Same day for small amounts	1–2 working days
Best suited for	Very small domestic FX	Under KES 200,000	Above KES 500,000

The gap widens sharply on larger tickets. On a £300,000 UK property deposit funded from Nairobi, a typical Kenyan bank spread of 4% costs the buyer around KES 1,560,000 (roughly £12,000) versus the interbank rate. A specialist broker working at a 0.4% spread would price the same transfer at around KES 156,000 — a difference of approximately £11,000 on a single transaction. See our detailed comparison of large KES to GBP transfers, broker versus bank.

How does M-Pesa fit in for Kenya to UK transfers?

M-Pesa is unavoidable in any honest conversation about sending money from Kenya. Safaricom’s mobile money service is world-leading — it moves a substantial share of Kenya’s domestic economy and operates M-Pesa Global for international transfers. For small Kenya-to-UK transfers (typically under KES 200,000 per transaction), M-Pesa Global is a legitimate, convenient option.

However, M-Pesa Global has important limitations for larger transfers:

Per-transaction and daily limits that typically cap outbound transfers well below ticket sizes needed for UK property purchases or substantial savings repatriation
KES to GBP margins that, while better than Kenyan bank rates, remain wider than specialist broker pricing — typically 1–2% depending on corridor and amount
No rate protection — you cannot lock today’s rate for a future transfer, so a UK property completion in eight weeks’ time carries full FX risk
No dedicated contact — support is app-based, not one-to-one with a named specialist

For transfers above roughly KES 500,000, a specialist broker is materially cheaper, handles the documentation, and offers forward contracts that M-Pesa cannot. For day-to-day small remittances, M-Pesa remains excellent. Cambridge Currencies specialists are happy to explain which route fits your specific transfer on the call.

“Kenya is an unusual corridor because our clients here are more heterogeneous than almost anywhere else we operate — we handle everything from a £25,000 professional repatriation to a £1.2 million London property completion, on the same week. What they all have in common is that they’ve tried their Kenyan bank first, been quoted a rate three to five percent off the interbank, and realised there has to be a better way. M-Pesa is excellent for what it’s designed to do, but for six-figure transfers it isn’t the right tool.” — Anthony Bull, CEO, Cambridge Currencies

How to transfer money from Kenya to the UK

Opening an account with Cambridge Currencies is free and takes around 10–15 minutes, with additional verification steps for Kenya-resident clients under UK anti-money laundering rules. Once you’re verified, every Kenya to UK transfer follows the same four steps. A dedicated account manager handles the KES to GBP pricing and timing — all transactions are confirmed by phone so you know the exact rate before funds move.

Open a free account and complete Kenya verificationRegister online and provide proof of identity (Kenyan National ID or passport), proof of Kenya address (KPLC utility bill, recent Kenyan bank statement, or tenancy agreement), and source-of-funds documentation. Kenya-resident clients typically verify within one to three working days.
Confirm your KES to GBP rate by phoneYour account manager quotes a live rate on the call. Nothing is booked until you confirm — there are no obligations from opening an account.
Send KES from your Kenyan bank accountTransfer KES via international wire from your KCB, Equity, Co-operative, Absa Kenya, Stanbic or other Kenyan bank to the safeguarded client account provided. Most outbound transfers settle in one to three working days depending on bank and amount.
Funds arrive in your UK account as GBPOnce KES is received and converted, GBP is sent via Faster Payments or CHAPS to your nominated UK account, usually landing the same working day. CHAPS is used for property completions and other same-day GBP deliveries above £1 million.

Key transfer types explained

Spot transfer — A spot transfer is an immediate currency conversion at today’s exchange rate, with funds typically delivered within one to three working days. It suits transfers where timing is fixed and the sender is comfortable with the current KES/GBP rate. Learn more about spot transfers.

Forward contract — A forward contract locks in today’s KES to GBP rate for a transfer that will settle up to 24 months in the future. Because the Shilling floats — and can weaken substantially in emerging-market risk-off periods — forward contracts are genuinely valuable on this corridor. They protect UK property completions, multi-year school fee programmes and planned relocation transfers from adverse movement. Read the full guide to forward contracts.

Limit order — A limit order is a standing instruction to execute a transfer only when KES to GBP reaches a specific target rate. It suits clients with a target rate in mind who can be flexible on timing — particularly useful on a volatile emerging-market pair where target levels can be touched within days. See how limit orders work.

Worked example: UK property deposit from Nairobi

This example uses an illustrative interbank KES/GBP rate of 0.0059 so the maths are easy to follow. Live rates will differ — KES required scales proportionally.

Scenario

A Nairobi-based professional is buying a £350,000 two-bedroom flat in Manchester as a long-term investment. The deposit is 15% — £52,500 — payable on exchange, with the balance due at completion eight weeks later. The full £350,000 is being funded from KES accumulated from a Nairobi property sale and matured investment holdings.

Route	Rate applied	KES required for £350,000
Interbank reference	0.00590	KES 59,322,034
Kenyan bank (≈4% spread)	0.00566	KES 61,837,456
M-Pesa / app (≈1.5% spread)	0.00581	KES 60,241,825
Specialist broker (≈0.4% spread)	0.00588	KES 59,523,810

Result

Using a specialist broker rather than a Kenyan bank on this single transaction saves approximately KES 2,313,646 (around £13,500). With an eight-week completion window, a forward contract would also protect the buyer from adverse KES/GBP movement between exchange and completion — removing currency risk from a deal where the GBP purchase price is already fixed.

Estimated saving versus Kenyan bank: KES 2,313,646 (approx £13,500)

Tax, documentation and compliance

Cambridge Currencies is not a tax adviser, but here are the key points Kenya to UK transfers typically need to consider. Always confirm your position with a qualified tax specialist in both jurisdictions before a material transfer.

Kenya operates an open capital account — no exchange controls

Unlike South Africa (SARB limits and SARS tax clearance) or Nigeria (CBN Form A documentation), Kenya operates an open capital account under the Central Bank of Kenya (CBK). There are no formal exchange controls on outbound personal transfers to the UK, and no annual allowance limits. Standard anti-money-laundering documentation applies under Kenyan and international AML rules, but the administrative path is materially simpler than for South African or Nigerian transfers of comparable size.

Kenyan tax — income, capital gains and property

Kenya operates a full personal tax system administered by the Kenya Revenue Authority (KRA). Personal income tax is applied on a progressive scale up to 35%. Capital gains tax on property disposals is 15%, applied on the gain since acquisition (or market value at 1 January 2015 for assets held before that date). Income, dividends and property-sale gains are typically taxed before the KES is available for transfer — the subsequent transfer from Kenya to the UK is not itself a Kenyan tax event.

UK tax considerations

UK tax residents are generally taxed on worldwide income and gains. From 6 April 2025, the UK’s long-standing remittance basis for non-domiciled residents was abolished and replaced with a residence-based foreign income and gains regime, with transitional relief available for affected taxpayers. Non-UK residents are not taxed on the act of transferring existing capital to the UK. Official guidance is on GOV.UK — Tax on foreign income.

UK property surcharges for Kenya-resident buyers

Kenya-resident buyers of UK residential property pay Stamp Duty Land Tax (SDLT) including a 2% non-resident surcharge on top of standard rates, plus the 3% additional-property surcharge if you already own residential property anywhere in the world. Together these add up to 5% to the headline SDLT bill on a second-home or investment purchase. On a £500,000 flat, that’s an additional £25,000 to budget for. Official guidance is on GOV.UK — SDLT for non-UK residents.

Kenya-UK double taxation treaty

Kenya and the UK operate a double taxation treaty which prevents the same income or gain being taxed twice and provides tie-breaker rules for individuals with ties to both countries. The treaty is particularly relevant for Kenyan-resident landlords with UK rental property, UK pensioners with Kenyan income, and dual-resident professionals. Official UK Treasury detail is at GOV.UK — Kenya tax treaties.

Documents you may be asked for

Kenyan National ID or passport
Proof of Kenya address — KPLC electricity bill, Nairobi Water or county water bill, recent Kenyan bank statement, or tenancy agreement
Source of funds — salary certificate or P9 tax deduction card, property sale agreement and KRA CGT clearance, business dividend records, or bank statements showing accumulation
For Kenyan business transfers: Certificate of Incorporation, CR12 from the Business Registration Service, PIN certificate, recent management accounts
For property completions: signed UK exchange contracts and lawyer’s CHAPS instruction
For inheritance transfers: grant of probate or letters of administration from a Kenyan court, and death certificate

Kenyan diaspora in the Gulf — a specialist sub-corridor

A substantial share of Kenyan outbound remittances to the UK actually originates in the Gulf, not in Kenya itself. Kenyan professionals working in Qatar, the UAE, Saudi Arabia, Kuwait and Oman — particularly in healthcare, hospitality, aviation, construction and education sectors — often support UK-based family members, own UK property, or plan a UK move. These clients have two currency decisions to make: what to do with their Gulf-currency earnings, and how to convert onward to GBP.

Rather than double-converting (Gulf currency → KES via a Kenyan bank, then KES → GBP via M-Pesa or another Kenyan bank), a specialist broker handles the Gulf-currency-to-GBP transfer directly, removing a layer of spread. See the corresponding country guides for specialist-broker workflows in each Gulf market:

UAE → UK

Saudi → UK Qatar

Qatar → UK Kuwait

Kuwait → UK Oman

Oman → UK

Bahrain → UK

Common mistakes to avoid

Accepting your Kenyan bank’s default KES to GBP rate. Bank margins on outbound GBP from Kenya are typically 3–5% — on a £350k UK property transfer that’s £10,500–£17,500 in unnecessary cost. The bank rarely volunteers the comparison.
Using M-Pesa Global for large transfers. M-Pesa is excellent for small family remittances but per-transaction and daily limits make it unsuitable for UK property completions or substantial savings repatriation. It also does not offer forward contracts.
Treating UK completion day as the FX moment. KES/GBP can move 3–6% over an eight-week UK property completion window, particularly during emerging-market risk-off periods. A forward contract at exchange of contracts locks the KES cost well before completion — removing currency risk from a deal that’s already done.
Ignoring the 5% non-resident SDLT surcharge stack on UK property. Kenya-resident buyers often focus on the KES-to-GBP cost of the purchase price and overlook the 2% non-resident plus 3% additional-property surcharges. On a £500,000 investment flat, that’s £25,000 in additional SDLT — budget for it from the KES side.
Double-converting Gulf earnings through Kenya. Kenyan expats in Dubai, Doha, Riyadh or Kuwait who route earnings through a Kenyan bank to then send onwards to the UK pay two rounds of FX spread. A specialist broker converts Gulf-currency directly to GBP, removing the middle layer.
Leaving verification too late. Specialist broker onboarding for Kenya-resident clients takes one to three working days. Start the account opening when the UK property is under offer or your relocation date is confirmed, not the day before completion.

“Kenya is the most open capital-account corridor we handle across Africa, and in many ways the simplest from a paperwork perspective. The challenge isn’t regulatory, it’s that clients don’t realise how wide their bank’s KES-to-GBP margin actually is. When we put the wholesale rate next to the KCB or Equity Bank quote on a £350,000 Manchester property completion, the conversation takes about three minutes. The saving pays for the client’s Stamp Duty non-resident surcharge.” — Anthony Bull, CEO, Cambridge Currencies

KES to GBP market context

The Kenyan Shilling moves against GBP on a mix of Kenyan and UK factors. Key drivers over the coming year include the Central Bank of Kenya’s monetary policy stance relative to the Bank of England, Kenyan inflation data from the Kenya National Bureau of Statistics, agricultural export cycles (tea and coffee are Kenya’s largest foreign-exchange earners), tourism receipts particularly during Masai Mara migration season, and diaspora remittance flows. Published Bank of England exchange rates are available at the Bank of England and CBK policy statements at the Central Bank of Kenya. For regularly updated UK market outlooks, see our KES to GBP currency converter and weekly currency forecast.

Why use Cambridge Currencies for your Kenya to UK transfer?

Specialist in Kenya to UK flows

Our Kenya client book spans returning professionals, UK property buyers, Gulf-based Kenyan expats, businesses and inheritance flows — the profiles that dominate KES to GBP transfers above £25,000.

FCA-authorised payment partners

Cambridge Currencies operates under a sponsored model with FCA-authorised payment institutions including Currencycloud and ScioPay. Client funds are held in segregated safeguarded accounts.

One specialist, start to finish

Every client has a named account manager handling the quote, booking, documentation and settlement. No call centres, no handovers — particularly valued on UK property completions and professional-repatriation transfers where continuity matters.

Forward contracts for a volatile currency

The Shilling can move materially during emerging-market risk-off periods. Forward contracts let you fix today’s KES/GBP rate for a transfer settling up to 24 months in the future — particularly valuable for UK property completions and school fee programmes.

Planning a Kenya to UK transfer?

Speak to a Cambridge Currencies specialist about your KES to GBP requirement — property, professional repatriation, school fees or inheritance flows all welcome. Every quote is handled one-to-one by phone, with no pressure and no obligation.

Get a free quote

Frequently asked questions

How do I send money from Kenya to the UK?

Open a free account with a specialist currency broker, complete identity and source-of-funds verification (typically one to three working days for Kenya-resident clients), confirm the KES to GBP rate by phone, and send KES via international wire from your KCB, Equity, Co-operative, Absa, Stanbic or other Kenyan bank to the broker’s safeguarded client account. GBP is delivered via Faster Payments or CHAPS to your UK account, typically arriving within one to two working days of funds being received.

What is the cheapest way to transfer money from Kenya to the UK?

For amounts above KES 500,000 (around £2,500), the cheapest way is a specialist currency broker working at a KES to GBP margin of around 0.3–0.5%, with no transfer fees. Kenyan banks typically charge KES to GBP margins of 3–5% plus international wire fees of KES 1,500–5,000. On a £100,000 transfer, a specialist broker typically saves £3,000–£4,500; on a £500,000 transfer, the saving is typically £15,000–£22,500.

How does M-Pesa compare for sending money from Kenya to the UK?

M-Pesa Global is excellent for small transfers — particularly under KES 200,000 — where its speed and convenience are hard to beat. Margins are typically 1–2% on KES/GBP, better than Kenyan banks but wider than specialist brokers. For larger transfers, M-Pesa has per-transaction and daily limits that make it unsuitable, and it does not offer forward contracts. Above KES 500,000, a specialist broker is materially cheaper and more flexible.

Are there exchange controls in Kenya?

No. Kenya operates an open capital account under the Central Bank of Kenya — there are no formal exchange controls on outbound personal transfers to the UK, and no annual allowance limits. Standard anti-money-laundering documentation applies for larger transfers, but the administrative path is materially simpler than for South African or Nigerian transfers of comparable size.

How long does a money transfer from Kenya to the UK take?

A standard transfer from Kenya to the UK typically takes one to three working days. Outbound KES wire transfers from Kenyan banks usually settle in 1–2 working days, and the onward GBP payment via Faster Payments is normally processed the same day the KES is received. For property completions, GBP is delivered via CHAPS for same-day priority settlement. Larger transfers above KES 5 million may add one working day for compliance documentation.

What is the KES to GBP exchange rate today?

The live mid-market KES to GBP rate is shown at the top of this page and refreshes periodically. The Shilling floats against the US Dollar, British Pound and Euro under a managed-float regime, so KES/GBP moves on its own drivers — CBK policy, Kenyan inflation, commodity export cycles and global emerging-market sentiment. The rate displayed is the interbank reference — your actual transfer rate will include a small broker margin which is quoted one-to-one by phone before booking.

Is there a limit on how much money I can transfer from Kenya to the UK?

There is no CBK-imposed limit on outbound transfers from Kenya to the UK, and no UK-side limit on inbound transfers. Kenyan banks apply enhanced due diligence on larger outbound transfers under Kenyan AML rules — you’ll be asked to document source of funds. Cambridge Currencies regularly processes Kenya to UK transfers between £5,000 and £2 million, with single-ticket property completions frequently in the £200k to £1.2m range.

Can I lock in today’s KES to GBP rate for a UK property completion?

Yes. A forward contract lets you fix today’s KES to GBP rate for a transfer settling up to 24 months in the future. Because the Shilling floats, forward contracts are particularly valuable on this corridor — KES/GBP can move 3–6% between UK exchange of contracts and completion, and a forward contract removes that risk. Forward contracts are also widely used for multi-year UK school fee programmes.

Do you sell physical Kenyan Shilling banknotes for UK travellers?

No — Cambridge Currencies is a specialist wire-transfer broker, not a travel money provider. We don’t supply physical KES banknotes for Kenya holidays, safaris or business trips. For travel money, UK travellers typically use Post Office Travel Money, Travelex or specialist travel-money bureaux. Our service is specifically for wire transfers of £5,000 or more to Kenyan or UK bank accounts, where the margin saving versus a bank is material.

Can I send money from a Gulf country to the UK via Kenya?

Kenyan professionals working in the Gulf often ask whether to route earnings through a Kenyan bank account before sending to the UK. The short answer is almost always no — double-converting adds an extra round of FX spread. Cambridge Currencies handles direct Gulf-currency-to-GBP transfers via our Middle East regional hub and individual country pages (UAE, Saudi, Qatar, Kuwait, Oman, Bahrain). Your specialist can explain which route is most efficient on your specific transfer.

Is Cambridge Currencies regulated for transfers from Kenya?

Cambridge Currencies works exclusively with FCA-authorised payment partners. Payment services are provided by Currencycloud (FRN 900199) and ScioPay (FRN 927951), both authorised and regulated by the UK Financial Conduct Authority. Client funds are held in segregated safeguarded accounts in line with the UK Payment Services Regulations 2017. Kenya-side transfers are subject to standard Central Bank of Kenya and Kenya Financial Reporting Centre AML compliance.