Revolut has become one of the most widely used digital banking platforms in the UK, offering mobile banking, international transfers, and multi-currency accounts from a single app.
If you’re receiving money from abroad or sending payments internationally, you may be asked for your Revolut IBAN.
In this guide, we explain what a Revolut IBAN is, how UK IBAN numbers are structured, where to find yours, and when you need to use it.
What Is an IBAN?
An IBAN (International Bank Account Number) is a standardised system used worldwide to identify bank accounts for international payments.
The IBAN ensures that banks can correctly identify:
- The country where the account is held
- The financial institution
- The individual account number
This system helps reduce payment errors and allows international transfers to be processed more quickly.
IBANs are used across Europe, the UK, and many global payment networks.
Revolut IBAN Format in the United Kingdom
In the UK, an IBAN contains 22 characters.
The format is structured to include key account details within the code.
UK IBAN structure
| Section | Description |
|---|---|
| 2 letters | Country code |
| 2 digits | Check digits used for validation |
| 4 characters | Bank identifier |
| 6 digits | Sort code |
| 8 digits | Account number |
Example UK IBAN format
GB29 NWBK 6016 1331 9268 19
Breakdown
| Element | Meaning |
|---|---|
| GB | Country code (United Kingdom) |
| 29 | Validation check digits |
| NWBK | Bank code |
| 601613 | Sort code |
| 31926819 | Account number |
When entering an IBAN into a payment system, it should be typed without spaces.
Example:
GB29NWBK60161331926819
Do Revolut Accounts Have an IBAN?
Yes. Revolut provides an IBAN for international transfers.
Your IBAN allows you to:
- Receive money from overseas
- Accept SEPA transfers from Europe
- Receive payments from international companies
- Send cross-border bank transfers
For domestic UK payments, you will normally use your sort code and account number instead.
Where to Find Your Revolut IBAN
Your Revolut IBAN is available directly inside the Revolut app.
Steps to find your IBAN
- Open the Revolut app
- Go to Home
- Select your currency account
- Tap Details
- View your IBAN and BIC/SWIFT code
You can also copy the IBAN directly from this screen to avoid typing mistakes.
When You Need Your Revolut IBAN
Your IBAN is typically required for international bank transfers.
Common situations include:
Receiving money from abroad
If someone in another country is sending you money, they will usually request:
- Your IBAN
- The bank SWIFT/BIC code
SEPA payments
For euro transfers within the Single Euro Payments Area (SEPA), the IBAN is the primary identifier used to process payments.
International freelance or business payments
Many international businesses request IBAN details when paying overseas contractors or suppliers.
IBAN vs Sort Code and Account Number
UK banking systems use different details depending on the type of transfer.
| Payment Type | Details Needed |
|---|---|
| UK domestic transfer | Sort code + account number |
| International transfer | IBAN + SWIFT/BIC |
| SEPA euro payment | IBAN |
For everyday UK payments such as salary or bill payments, your sort code and account number are usually sufficient.
What Happens If You Use the Wrong IBAN?
If an IBAN is entered incorrectly, the transfer may:
- Be rejected before processing
- Be delayed while details are verified
- Be sent to the wrong account if the number is still valid
IBANs include check digits, which allow banking systems to automatically detect many typing errors.
However, it’s still important to double-check the recipient’s name and account details before sending money.
IBAN vs SWIFT/BIC Code
IBAN and SWIFT codes serve different roles in international transfers.
| Code | Purpose |
|---|---|
| IBAN | Identifies the specific bank account |
| SWIFT/BIC | Identifies the bank or financial institution |
For many international payments, both details are required to ensure the money reaches the correct bank and account.
Sending Larger Transfers Abroad
Apps like Revolut are convenient for everyday payments, but larger international transfers — such as property purchases or business transactions — often benefit from specialist currency support.
Exchange rate differences and transfer structures can have a noticeable impact when moving larger sums internationally.
At Cambridge Currencies, we help clients manage international transfers by providing:
- Competitive exchange rates
- Guidance on timing currency conversions
- Support for large overseas payments
If you’re planning a significant transfer abroad, you can request a quote or speak with one of our currency specialiststo explore your options.
FAQs
Does Revolut have a UK IBAN?
Yes. Revolut provides IBAN numbers that allow customers to send and receive international payments.
Is the IBAN the same as my account number?
No. The IBAN includes your account number along with additional information such as the country code and bank identifier.
Can someone send money to Revolut using an IBAN?
Yes. International transfers to Revolut accounts typically use the IBAN and the bank’s SWIFT/BIC code.
Do I need an IBAN for UK bank transfers?
No. UK transfers normally only require your sort code and account number.
Sources
